Sukanya Samriddhi Scheme, Girl Child Scheme 65.93 Lakh Maturity Amount
Sukanya Samriddhi Scheme launched by the Government of india for the security of Girl child, It is a saving scheme targeted the security for girl children the scheme encouraged by the parents to built a fund for the future of girl child
Sukanya Samriddhi Account Scheme: The scheme was launched by the prime minister shri Narendra Modi as a part of beti bachao, Beti Padhao The account can be opened at any indian Post office branch or at authorised commericial banks The sukanya samriddhi scheme rules 2016 was rescinded in 2019 and new Sukanya Samriddhi Account scheme 2019 was introduced. This is the Best scheme introduced by the government of india for saving the future of Girl children and Helping to all parents for filling the Education and Marriage financial Needs.
Eligibility Criteria For Sukanya Samriddhi Yojana
The Eligibility Criteria of sukanya samriddhi scheme Here are some important elgibility criteria points.
- The account can be opened at any branch of post office or any authorised bank
- The account can be opened by the parent or by legal guardian of the child
- The Girl child must be below the age of 10 years , The maximum age of the child should be 10 years .However grace period of 1 year is granted
- Only one account is allowed for one child girl
- The whole family can take benefits of two accounts
Sukanya Samriddhi yojna ssy scheme
Deposit Criteria And Maturity Amount Sukanya Samriddhi Scheme
- Sukanya Samriddhi Scheme is a scheme which every parent can afford for Her Girl child .
- The deposit procedure is A parent can deposit Minimum amount Rs 250 Per year,
- The Maximum Limit you can deposit Rs 150000 Per year depends upon you ,
- The Girl child can get Maturity amount as per deposit after 15 years
- Tax benefit The scheme is exempted from Tax
Documents Required To Open Account Sukanya Samriddhi Scheme
The Parents have to need some documents while opening account at any branch of post office or any commercial bank following documents you have to need submit for kyc
- Birth certificate of Girl child (DOB)
- Photo copy of Parent or legal Guardian
- Adddress proof of Applicant Parent
- The documents such as pan,card Adhar card Or Voter Id
Benefits of Sukyana Samriddhi Yojna scheme
There are many benefits of this scheme
- The Account shall mature on completion of a period of twenty-one years from the date of its opening:
Provided that the final closure in the Account may be permitted before completion of such period of twenty one years, if the account holder, on an application, makes a request for such premature closure for reasons of intended marriage of the Account holder and on furnishing of age proof confirming that the applicant will not be less than eighteen years of age on the date of marriage:
Provided that no such premature closure shall be made before one month preceding the date of the marriage or after three months from the date of such marriage.
- On maturity, the balance including interest outstanding in the Account shall be payable to the Account holder, on an application by the Account holder for closure of the Account, and on furnishing documentary proof of her identity, residence and citizenship.
- No interest shall be payable once the Account completes twenty-one years from the date of its opening
Early Withdrawl Sukyana Samriddhi Scheme
In the event of the account owner’s death, your account is closed as soon as the authority in charge presents the death certificate.
The balance on your account will be paid together with interest due until the date of death in the guardian’s name.
If the registered girl child dies, parents or legal guardians may be entitled to the amount remaining on the account and accrued interest.
The money will be transferred to the person who is the nominee for the account right away. Additionally, parents or legal guardianship representatives must provide the valid documents confirming your account holder’s death, signed by the authorities concerned.
The interest rate for the period between the dates of death and the closing date of the account will be the interest rate that applies to savings accounts at the post office for balances in the Sukanya Samriddhi Account.
Transfer Of Account Sukyana Samriddhi Yojna Procedure
The Account may be transferred anywhere in India and from or to post offices and from or to Banks and between post office and Bank, free of cost on furnishing of proof of shifting of residence of either the guardian or the Account holder and otherwise, on payment of a fees of one hundred rupees to the post office or the Bank to which the transfer is made.
(2) The process of transfer of the account shall be effected electronically if the post office or the Bank concerned, has access to the facility of CBS
Proceduce For Opening Of Accout For Girl Child Sukyana Samriddhi Yojna ( Offline Procedure)
1 Visit to any post office branch where you want to open account
2. Fill out application form with necessary details
3. Pay first deposit cash Rs 250-150000 Depends upon your choice You can deposit rs 250 upto 1.5 lakh per year as you wish
4. Than your application and payment will be processed by the post office or bank
5. After completing the all procedure details your child account get activated.
If you want to open online this account than you have download the form from any any post office or bank website and have to fill necessary details and to submit to the nearest bank or post office
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